Nikitra Bailey is an executive vice president at the Center for Responsible Lending (CRL). As a member of CRL’s Executive Committee, Ms. Bailey plays an integral role in developing and driving the strategic direction of the organization’s consumer protection and fair lending agenda. She advances national and state public policy reforms that provide access to safe and responsible credit on affordable terms for families and communities traditionally underserved by the banking system. She leads mortgage
advocacy and is the principal strategist for coalition partnerships that span civil rights, faith, women, labor, and community advocates across the nation. Ms. Bailey is the author of numerous reports and articles on predatory lending’s impact on people of color and women and a frequent media contributor. She has also served as an expert witness to the House Financial Services Committee on housing finance reform and mortgage lending discrimination. Currently, Ms. Bailey serves on the Consumer Financial Protection Bureau Consumer Advisory Board and the board of directors of the NC Community Development Initiative and NC Housing Coalition. She is a member of the Insight Center’s Closing the Racial Wealth Gap Initiative Experts of Color Network. Ms. Bailey holds a J.D. from the University of Pittsburgh School of Law, and a B.A. from the Pennsylvania State University.